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Loan Forgiveness Won’t Solve the Great Scam of Higher Education

Posted on Friday, August 26, 2022
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by Daniel Berman
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83 Comments
Loan

AMAC Exclusive – By Daniel Berman

President Joe Biden’s move to forgive $10,000 in debt for those with outstanding loans who earn less than $125,000 a year has rightly been slammed as little more than a transfer of wealth to the richest Americans. But perhaps the greatest tragedy of Biden’s scheme is that it fails to deal with the underlying problems with the U.S. higher education system that created the student debt crisis in the first place.

Two things can be true at once: many individuals saddled by student loan debt have the ability to escape it through hard work and sacrifice, and many of those same individuals were victims of the decades-long scam perpetrated by the higher education industry. For the past four decades, America and the Western world have seen one of the largest transfers of wealth in history to the “haves” from the “have nots” in the form of political efforts to “universalize” higher education, efforts which have served to enrich institutions and allowed them to coerce hundreds of millions into paying exorbitant fees not just for degrees they do not need, but for services they do not want.

The student debt crisis in many ways has its roots in the 1980s, when a new obsession took hold with the “modernizing” left. Reckoning with political defeat at the hands of Ronald Reagan in the U.S., Margaret Thatcher in the U.K., Helmut Kohl in Germany, and Brian Mulroney in Canada, liberal elites concluded that a focus on the values of their old working-class base no longer could deliver electoral victory.

Until that point, center-left parties, at least the non-Marxist ones, had generally tried to represent the values of working-class culture as an ideal against those of the upper-middle-class professionals who voted for conservative parties. Suddenly, they abandoned that. Internalizing their own caricature of what Reaganism and Thatcherism represented, they adopted a contempt for the working class, and instead sought ways to win over the upper and middle-class elites while at the same time expanding this demographic by transforming everyone into “professionals.

For the left, the way to do this was universal higher education. It was true that having a university degree, especially from a four-year institution, was a major dividing line of class prior to the 1980s. So, it was easy for the Tony Blairs and Bill Clintons of the world to convince themselves that if everyone went to college, everyone would become middle class, at which point there would only be one class which they would need to win. If they won it, they would win every election.

The current federal student loan program in the U.S. was part of this effort to make college affordable for everyone – in other words, to ensure that no one would be unable to afford college because of their income. Yet there were three major flaws at the heart of this plan.

The first was the premise that a college education should be universal. To the extent to which degrees had value, that value was diluted by increasing the supply. When 20% of workers had degrees, they were an asset. When 60% did, they became a requirement for hiring, even in roles where whatever skills were ostensibly acquired by attaining a college degree contributed nothing.

Secondly, the universal college idea ignored that not all degrees contributed genuinely useful skill sets. There was and continues to be a shortage of workers with programming, mathematical, or hard science experience. But absent a few gestures, the major effect of removing any cost barrier to degrees was to remove an incentive to study more lucrative fields. Because schools were not responsible if their graduates earned little, they had an incentive to pander to what their faculties wished to teach, not what students needed to learn in order to earn a living. By allowing anyone to borrow enough to attend universities, the federal student loan program directly subsidized the rise of “Critical Gender Studies” and other obscure disciplines.

Finally, subsidizing higher rates of college attendance upset cost and demand. In 1981, tuition at the University of Southern California was $6,304. By 1991 it was $15,300. By 2001, it had hit $25,533, reached $42,818 in 2011, and will be $62,505 this year. This charts almost exactly with tuition at Stanford and Tufts. So closely, in fact, one might be tempted to allege some sort of cartel, designed to ensure that no major institution underprices in an effort to attract stronger applicants who might be tempted to make a tradeoff between price and reputation. In fact, the most striking feature of American higher education tuition since the introduction of the modern federal student loan program is the complete consistency in prices across institutions. Rather than a market in which options would exist, and where higher ranked institutions charge more (which, given how much the earning potential of degrees rests on institutional reputation rather than skill set, would make sense), everyone charges the same rate.

The same is true of the major cause of cost increases. There has been an increasing trend of schools competing by offering steadily more expensive facilities. One of the major reasons for the high cost of a U.S. education versus those in Europe is that in Europe you can, if you choose, merely attend class and live off campus. Many U.S. schools actively forbid students from living off-campus in private housing in their first year and often even longer, forcing them instead to pay tens of thousands of dollars for what are, in effect, luxury resorts with Olympic-level athletic facilities and inflated food services. Not only is there no incentive not to provide this, as schools seem to have agreed not to allow anyone to try to compete on price by offering lower tuition, but this reinforces the coddled attitude of younger Americans who, when they enter the workforce, expect the same level of services they paid $65,000 a year for at college.

Students are the victims of a system which forces them to take extortionate loans. To be sure, many lack personal responsibility and made bad choices, but they are nevertheless part of a system that does not allow those who do wish to make sensible, conservative choices to do so. Yes, students can opt out of the system and forgo college, but the 1990s transformed a degree from an asset into a requirement for many jobs, and it is a legal requirement for a host of professions. If young people do choose a four-year private program, a cartel prevents them from even having the option of trading off a lesser-known institution for lower tuition. The 40th-ranked school costs the same or sometimes even more than the top-ranked institution. Aside from community colleges, most students do not even have the option to save money on housing or food by opting out of living in dorms or purchasing expensive meal plans. With hard work and sacrifice, it is possible to pay down loans, but victims of a financial scam who managed to dig their way out of it were still victims – just victims Joe Biden and Democrats don’t respect enough to recognize.

The problem then with Biden’s approach is not moral hazard, though his plan is targeted to reward Democratic-leaning voters and exclude those least likely to vote for Democrats, while also encouraging the same sort of irresponsible borrowing to continue unabated. Rather, the problem is that it does nothing to address the fundamental problems with the system. It compensates victims of a scam at the expense of other victims who either worked harder to pay down their loans, or who are victims of the scam’s success in limiting the career prospects of those who refused to opt into American higher education. Biden’s action is an immoral wealth transfer, but it pales in comparison to the one it fails to address.

The Federal Student Loan program has transferred trillions to American higher education institutions, enriched endowments, and funded esoteric academic disciplines which have poisoned discourse. While those schools have reaped the financial rewards, and academics luxuriated in their tenured positions and grand athletic facilities, the various victims of the scam have been turned against each other in a culture war which is tearing America apart. A culture war which is also a class war.

Biden’s actions on student debt are immoral and political, but conservatives cannot allow themselves to forget that Biden is not the only culprit here. The federal government and the higher education industry empowered a corrupt loan system to begin with. This scheme needs to be confronted, and the victims aided – all of the victims, not just those who voted for Democrats.

Daniel Berman is a frequent commentator and lecturer on foreign policy and political affairs, both nationally and internationally. He holds a Ph.D. in International Relations from the London School of Economics. He also writes as Daniel Roman.

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Hatfield-Vance Patriot
Hatfield-Vance Patriot
1 year ago

Exactly!
Wished I had taken a woodworking shop & a tiny home building class instead of obtaining a degree from a University.
Could have saved a vault load of cash!
Hindsight sucks! FJB!!!

Carol
Carol
1 year ago

Dear World: Let me tell you a story. There once was a young girl who graduated at the age of 17 from high school in IN. She chose to go west to UCLA and could have gone east to Boston University as her mother had in the 20’s. She was a P. E. teacher. I remember the student president of UCLA at the time was Rafer Johnson! I ended up with seizures and as my parents had dropped me from their insurance I lost all the money I had earned at home for my education. You see this happened right before I had entered to UCLA and they followed me when I was hospitalized after I had started school. So my older brother gave me the money for my first year. Then I lived with a family and worked 18 hours per week for them as well as working outside their home to have enough money to attend this school. When I was 21 and became a citizen of the state of CA my out of state tuition dropped down. Then I went to UCMC in San Francisco to finish my physical therapy as required so that I could be licensed in the state of CA> Then my first job was at USC/ County Medical Center although the medical center was not affiliated at that time with the USC Medical School. After 5 years of working 40 hours per week and 3 weekends per month at other places I went to UC “berserkeley” to finish the pre-med requirements as I wanted to be a Pediatrician. When I was there at school it was during the Vietnam war and I was tear gassed two times .I saw the berserkeley campus destroyed by the lefty students and they do not know that the younger students in my class wanted to pour bottles of acid over the long queues of the left that went through and destroyed this beautiful campus. But as I was older I was able to stop them. I was called all sorts of names when I walked through Sather Gate each day. I am now an old white woman of 82+ years and have recently have been diagnosed with Parkinson’s. I have worked in many countries of the world and have treated so many children here and overseas in my profession What I want to say here is I agree totally with the author of this article. I can only say that my work in the soviet union, the middle east and in the remote villages of AK prepared me for something. Oh and my wonderful husband whom I married in 1974 was born in Berlin in 1938 and he lived through the fascist regime of Hitler and WW II as a young child. Then he was under communism in East Germany until he was 18 about one year before the Berlin Wall was erected by the soviet union. I usually write a comment to Mr. Charles who writes things so well but I thought the author wrote this article so well and it hit me so hard. I am thoroughly disgusted with the students today and would not send my dog (if I even had one) to any of the UC campuses. The woke culture is not what it is cracked up to be. And if the “dirty old man” wants to tell me that I am a fascist he can tell me to my face. I will support Trump until I am dead which they so want us to be as we remember the way it used to be in schools all over the country and how this country used to be before “they took over”! I could go on and on but I will write this in my book about my husband’s memoirs and our life together Thank you all for letting this old lady vent. Blessings, Carol

Hal
Hal
1 year ago

It’s not the students that Bejing Biden is trying to help with help keep their wallets thick … it’s the educational institutions that he is trying to gain favor with. It’s gotten to be that everything Biden and the DemocRats do politically is to curry favor with potential voters who can influence others.

Bob
Bob
1 year ago

I paid my student loan and so should current students pay their own loans. Use that money to increase Social Security payments. Prices have increased but SS remained the same. I’ve already lost my home because I couldn’t afford to keep it. NO to student loan forgiveness.

Stephen Russell
Stephen Russell
1 year ago

Have colleges pay back loans since students go college X for Ed
any College IE UC, Ivy League etc
A-Z
NO exception

Willie'sWillys
Willie'sWillys
1 year ago

That’s a good article, Daniel Berman. Universities seem to have “fundamentally transformed” themselves from instituitions of the highest learning into an industry using the facade of education to accumulate power, prestige and…gobs and gobs of money. Along with the usual government meddlers, they have rendered a formal upper level American education practically useless for graduates, expecially those with extended exposure to their extreme sensitivity programs. Very low commercial applications for most of it. The not well-meaning (opportunisitic) government increases subsidies to students, and the avaricious colleges just keep raising tuition. I am completely in favor or “free tuition,” on only one condition–that the government nationalize all institutions of higher educaion, confiscate property and all asssets, fire all the liberal administrators, saff and professors, eliminate the bs courses and get back to teaching subjects of value to the commercial world—those who will ulltimate pay for all of it. The college industry is corrupt and failing in its responsibility to its clients. It must be seized, rebuilt from the ground up and “fundamentally transformed.”

Jeb
Jeb
1 year ago

But, but, but, you have to admit it is a colorful bandaid that makes the toddler happy and feel better…so warm and fuzzy…

Michael Lewis
Michael Lewis
1 year ago

John Grisham’s book “The Rooster Bar” gives insight into what is wrong with higher education in America.

Patriot Will
Patriot Will
1 year ago

Many colleges have set up cash cow programs and departments which are of little to no use in the real world. Not only are many of these programs and departments worth little to nothing when it comes to the graduates getting good jobs, the fake information that is fake taught to young impressionable minds is corrupting our population’s ability to analyze and synthesize in a rational manner. Many foolish, low-information Americans are being brain-washed to be cynical and hateful to America’s true history and excellence. It’s tragic that so many Americans have been and are taught to hate their own country. Instead of learning how to become an even better country, many college students are corrupted to only parrot destructive ideas — which are only making our country weaker and weaker, until evil regimes such as Communist China become our masters.

Patriot Will
Patriot Will
1 year ago

My comments are being flagged for no logical reason at 11 AM.

J. Farley
J. Farley
1 year ago

This is nothing more than Welfare for the Rich, Doctor, Lawyers, Accountants, and Wall Street High Rollers and you fellow Americans are going to foot the Bill, every time you buy goods or services. This is an Illegal Act, but nothing will be done to stop it, you got it put to you and you never got a Kiss!

Toni Chown-Olds
Toni Chown-Olds
1 year ago

I am sure this thinking goes much further back than the 1980’s, I remember when it was rampent in the late 60’s and early 70’s. Everyone had to have at least a four year degree when I entered to workforce in 1970.

David Brunell
David Brunell
1 year ago

I thought the article made many interesting and helpful points. However, it should be observed that not all colleges charge the same. There are excellent state schools, and if one goes as an in-state student, as my kids did, the cost is only a fraction of what was described in the article. Although state schools may not be as “prestigious” as the Ivy Leagues or certain other private schools, one can still get a good education there and eventually get a decent job. Many students are able to get scholarships as in-state students at state schools and avoid graduating with student debt. Another thing worth mentioning is that with all this emphasis on the practicality of getting a job, which admittedly is important, there are still some of us who believe education is valuable for more than simply “getting a job.” Education has the potential to help one develop one’s thinking skills, to grow in one’s appreciation for the universe we live in, to grow in one’s sense of ethics and responsibility — in short, to grow as a person. I do not deny that education can also be used to indoctrinate students in radical, unfortunate views. I was saddened, in fact, to hear a statistic that a number of years ago (50 perhaps, if I remember correctly) the ratio of conservative to liberal professors was 2 to 3. So students got exposed to both sides of an issue more readily and vigorous discussion and debate was encouraged. But now it is apparently 1 to 50, and apparently often the conservative side is not allowed to have a voice. So, I admit there are problems in higher education, but in fairness to higher ed I don’t think the article gave a completely balanced picture.

Paul W
Paul W
1 year ago

Excellent article that addresses several valid issues. Personally, I believe that the federal government sticking their ever-overreaching faces into the student loan business has had the biggest, and worst, impact on college tuition.
The fact that most colleges and universities are now nothing more than leftist, nwo/lwo indoctrination camps is another matter.

porterv
porterv
1 year ago

The student loan program was always a disaster waiting to happen for someone. Young people used borrowed money to study useless subjects for worthless degrees. The universities loved it because it increased their incomes. The banks loved it because they could make more loans guaranteed by the government. Politicians liked it because they believed it brought them votes. The student loved it because they could party at university while actually studying political radicalism. Fun Fun Fun. Now Biden is saying they don’t have to pay the money back. Somebody will have to pay it. Guess who. You! The working-class taxpayer. And Biden is hiring 87,000 new IRS agents who will plant their jack boots on the back of your neck, place the muzzle of their government provided weapons against your skull and make sure you pay up.

Philip Seth Hammersley
Philip Seth Hammersley
1 year ago

If the “government” really wants to help students, they should force the colleges to keep prices down. Get rid of the LGBTQ and DEI bureaucrats who are NOT promoting education and make the “professors” teach classes (or fire them) instead of letting TAs teach them! Also, cut off federal money for colleges like Harvard which has $52 billion sitting in the bank!

Nobody’s Business
Nobody’s Business
1 year ago

College is welfare for liberal teachers who can’t or refuse to get a job in the real working world.

carol
carol
1 year ago

Why are colleges not regulated..Every year they raise the price of tuition and they have billions on hand..Someone needs to put a stop to this..

paul
paul
1 year ago

propaganda mills thats what our schools are! wake up folks

Jeanne
Jeanne
1 year ago

Absolutely an excellent article. Tells it like it was and is. Time to give respect and notice to skilled tradesmen and women who are just as valuable to our society.

anna hubert
anna hubert
1 year ago

High school of yesterday provided more education than college today

Terry Banig
Terry Banig
1 year ago

If students boycotted for a year it would change real quick.

PaulE
PaulE
1 year ago

No one seriously expects this loan “forgiveness” (transfer the responsibility for the loan from the individual who took out the loan to the American taxpayer to pay) to solve the higher education scam of tuitions rising far faster than is justifiable.

I guarantee you, all the universities and colleges will quickly move to increase their tuitions even more to take advantage of this unconstitutional action by Biden. With the American taxpayer on the hook, the sky is the limit to what the universities and colleges can charge for tuitions going forward. The government won’t mind, because the universities and colleges crank out hundreds of thousands of new, freshly minted socialists each year. All of whom will all mindlessly vote Democrat for the rest of their lives. It’s a virtuous cycle of co-dependence the federal government is happy to promote and expand.

Leslie Jones
Leslie Jones
1 year ago

We should stop focusing on fairness of this handout. Clearly it’s vote-buying fraud using our money. We need to be furious about the very idea!
And why aren’t our Republican politicians as angry about what’s happening as the rest of us. If they are going to win anything in November it’s time they got passionately mad just as we all are!

tlanger
tlanger
1 year ago

If there’s a parent or student who did/is doing it the right way… silly us. We forgot sugar daddy Joe and party buying votes. Now, not only are many students receiving a useless education for amazing amounts of money, we who did it the right, American way of working hard and saving money have been HOSED. Again.

DenvilleSr
DenvilleSr
1 year ago

Gee, my degree in women’s studies won’t get me a high paying job that will allow me to pay off my $100K student loan? I guess I should have majored in Etruscan art instead.

donald
donald
1 year ago

Defund public (pubic) education !!

Jay
Jay
1 year ago

the article stated there was away swing from the working class by the people. This is FALSE.

the swing was in the Democrat party. They swung away from the working class to the minority groups because they wanted the BRIBES excuse me the political donations from the minority groups.

I was about 28 in the late 70’s. I left the democrat party because of their approval and support for the murder of innocent unborn babies. Why did they support it? $100,000’s went into their party donation account.

Since churches cannot support politicians, how about ACLU and other unions not being allowed to support politicians? what does woman’s right to an abortion have to the relationship between an employee and her/his employer? All unions were formed to get better work conditions. What does abortions have to do with that? Nothing, those donations are an inappropriate use of funds.

the State and Federal should have nothing to say about what is taught in local schools or colleges.
they should be allowed to teach what they think is right. IF someone disagrees, attend a different school or vote in a different school board.

the Dummycrats, are saying will pay off your bills. WHAT is this? if this was in a court of law it would be an attempt to bribe the Jury. So, Wake up america. the dummycrats are bribing America with TAX DOLLARS.

Myrna S Wade
Myrna S Wade
1 year ago

If Biden’s current loan forgiveness hand out does go through, this paves the way for future irresponsibility unless some curbs go with it.
It probably is not possible to keep banks from lending for college, but it should be possible for congress to write a law to require that the federal government no longer make college loans.
The source of loans should be each college and university.
Use their endowments — investing in students they have the ability to screen for future success and repayment.
I hope the unpaid loans will remain linked to each borrower as part of his credit rating.

Sharon Rice
Sharon Rice
1 year ago

Very well written article, and I agree on all points.

Garye
Garye
1 year ago

It’s really quite simple, colleges charge WAY TO MUCH for too many USELESS degrees.
Any college with a significant amount of wealth should receive NO MONEY. The marxist democrat party is corrupt and are using taxpayers money to buy votes!
THROW THEM OUT

PIDL
PIDL
1 year ago

I really cannot agree with much in this article. During the 60s and 70s, students were told thay had to have a high school degree to get any job at all. They also talked about the wage differential between high school graduates and college graduates. There may have been ulteriour motives to get more college educated people. But I do not think it had anything to do with creating a wealthier middle class to get votes for Democrats.

One of the contributors to getting a college education was the Viet Nam war and the GI bill. Veterans received a free ride, without even borrowing any money to go to college. There were a lot of veterans in college.They deserved it!

In 1970, student loans and tuition grants were widely available to many people, especially if one’s parents were lower on the income list. But, also, frugal methods were available like going to a community college which were breing created all over the U.S. in the late 60s and early 70s. I received tuition grants, around $800 rep year at a state college, a far cry from what costs are now. . I stil had to pay for room and board and books. That is what forced me going to a community college first, then transferring to a 4 year college.

I had $3000 in student loans when I graduated. With what money was back then, that was a considerable burden to have to pay. But I padi it off in the 10 year term.

But one thing I saw back then was that students were getting student loans to go to community college, while living at home. They would use it to buy cars or whatever else they desired, then did not finish school. They had no intentions of paying back these loans.But that was a small percentage. But that is where the attitude started. The student loans had no restrictions on what one spent the money on. This was the loan compnies fault!

Most of us were headed to 2 year degrees or transfer to a 4 year college and wanted to spend the least amount to do it.

But that was the beginning of the debacle of student loans. As they grew and grew, more room for abuse by the colleges and loan companies grew.

Even when I went to college, the colleges said how there was high demand for people getting the degree they were pushing and how they would help graduates get a job. My children heard the same thing. The problem is that was the same lie told to all of us. They had no desire to help graduates get a job. It all fell upon the students to get the job.
But these same colleges were all there to help the students get huge student loans. The school my son went to actually got student loans to pay for shared off campus condominiums. I am sure they were getting some kind of kickback from that. They were filling the condos with students.

There is a lot of blame to go around. But I think the major motive all along has been greed!

Jeanine
Jeanine
1 year ago

I started college when I was 15 while I was still in a private high school where I still needed to finish up a couple levels of religion and of english. The community college did not charge any tuition, except for possibly a couple classes that had their own nominal fees (of a few dollars). I continued at a University of California as pre-med, received my B.S., and continued at another UC school up the coast for 2 years for my masters. I had a 3.89 GPA which was not sufficient for medical school (due to the “quotas” at that time). After my masters I attended medical school in Guadalajara where on a day which I was driving to school to take my second year finals, I was hit by a truck. My career as a physician was over, but I went back to the community college (and combined with my previous education) I received a BS RN degree and proceeded employment as a nurse supervisor.
The whole point of that itinerary is that ALL of my education was paid either by my parents or by myself. My father owned his own company which discounted any possibility of any student loan at any time (even after I had been living independently for 5 or 6 years).
My sister is 7 years younger than myself. She chose to go to a small private women’s college where she attained a B.A. My parents paid ALL of her education. She found a wealthy husband in the elite community of colleges. That was WHY she went to university. The total expenses for her education were more than TEN TIMES ALL of my education (from community college to B.S. to M.S. to Medical School).
The United States government did not pay for either of our educations, but that is unusual.
My education had pointed purpose and a goal that was (eventually) realized.
My sister is an example of the large majority of college “students” now. Flitting through college with no collegiate purpose. Most do not have family that can pay for education to be Wasted, so instead, the United States prints money to be trashed; federal loans and grants usually only requiring that the student maintain a 2.0 GPA. That is a low ‘C’ average. If the U.S is going to provide student loans (and I mean loans to be reimbursed) the requirements should be to maintain at least 3.0, maybe even a 3.5. That may be the only means to ensure that the “student” is serious about their education and would eliminate the fodder that is being churned out now.

JCjr
JCjr
1 year ago

doe ray me fa q biden

Kim
Kim
1 year ago

There’s much talk about victimhood here—a novel approach, I suppose, but one which I can’t buy into. When I was in school, in the early 1970’s, I secured a loan, and worked summers and on campus to pay my own way. I never would have thought that someone else would pay off that loan for me. My parents helped, but most of the expense fell on me. Does that make me a “victim”? Hardly!

Beyond the obvious immoral and extortionist aspects of debt forgiveness is what students getting “helped” in this way will expect in the future. Will they cry and beg for mortgage relief? Will they get to keep that expensive sportscar (all it takes is a pen and a phone) when the repo man comes knockin’ at the door after payments stop? Will everyone get a free ride at any 4-year college degree? When the he<< will this government get some sense and start saying “No!” to these snowflakes??!!

A whole generation of people will think “Ah, the heck with contracts”. And then when someone making them a loan actually comes around demanding payment “or else”, what then? Obama set the stage for this big mistake when he took over the student loan program. It didn’t take long for the feds to come up with this plan to rob decent citizens and to redistribute their wealth, or what’s left of it.

This is just another one of those fallback schemes, and they never end well. Prices always go up as a result. Provide the means to send the kids to an expensive college, get the loan papers in order, pay the college, then declare the requirement to pay the loan an “injustice” or “unfair”. Government steps in, takes responsibility for repaying the loan, and colleges ratchet up tuition rates because they know the government will pay! What a racket! Students, happy… colleges/universities, happy.

A word of advice to any student rejoicing over this stupid maneuver: start acting like an adult and do the right thing.

The Bill J
The Bill J
1 year ago

Any educational institution that receives borrowed funds should be required to guarantee it. That way ALL parties have the same goal of increasing students’ earning potential. Period. Organizations committed to funding the Arts can do that separately. Yes, academia is a huge scam involving way too much money. Something drastic needs to be done. It will only get worse otherwise.

Russell
Russell
1 year ago

You get what you pay for. Was it over when the Germans bombed Pearl Harbor?—Bluto

Hal
Hal
1 year ago

The Federal Government has no real Constitutional basis to finance education at any level in our society outside of military purposes to insure well trained and prepared soldiers.

Erv
Erv
1 year ago

Where in the Pew Research is the graph shown in the article above? Can’t find it. . . .

Hal
Hal
1 year ago

The states pretty much control many/most aspects of children’s education from age 6 to thru ~age 18. The DemocRats are impulsively trying to get involved at that level so they can “brainwash” students to grow up as obedient little Commies in the DemocRat Party when they reach voting age. That way it takes the strain off of them a bit to rig elections. The DemocRats want to propagandize our children, not educate them. Similar to the basic premise of the Commie DemocRat Party passion to RULE the Nation … not GOVERN the Nation.

Toni Geren
Toni Geren
1 year ago

I graduated in 1972 and by 1975 owned my first of several business. I accumulated 5 rental properties after 2011, None have I every carried a mortgage on. A person i graduated with, he valedictorian of my class, went to college and last I heard was a receptionist at a business and probably still paying off that college debt. I’m retired n and have more income than when I was working and have lived debt free for 17 years. This business of needing a college education to succeed? NO! All you need is hard work and dedication. I worked 2 full time jobs for 25 years and worked 5 for 2 years to get where I’m at. Grow up children and listen to ones that have been where you are at and been there way before where you are at.

BAE
BAE
1 year ago

The universities and colleges should help the students; NOT one penny from the taxpayer!
They have been ripping off their student body for many years……….

Ben Ray
Ben Ray
1 year ago

We took my 2 kids and nephew to tour colleges several years ago and should have seen these issues back then. We are financially in a position where our kids did not need loans and we subsidized much of our nephew, they had a couple scholarships so the loans aspect was not a primary focus – we paid our way. But looking back at each college the sales pitch was not focused on the academic merits. It was facilities, meal plans with real good food, upscale dorms with rec centers, the athletic centers, extra curricular activities, clubs, all kinds of support staff to help “adjust” to student life… the focus was all perks and culture. If needed, there was dozens of ways to take care of the costs… not to worry.

James
James
1 year ago

It would be great if another country was footing the bill but we know there is no free lunch. And we know who pays for this one. I couldn’t go to college and became a carpenter but I’m very glad. I just don’t want to pay for someone else to go. Just like I don’t want to pay for abortion…we all pay for these things.

Lynn
Lynn
1 year ago

There has been a culture war against working class and lower middle class men of all colors since the Vietnam War era. Remember not drafting college men who wanted to become teachers? As soon as there was a draft lottery and then a volunteer military, those guys changed professions. The poor guy who couldn’t go to college because he didn’t have the grades or money became cannon fodder and were ridiculed as suckers by the same snotty college boys. And now females without college degrees don’t have the pathway to pursue jobs as many jobs such as office management are professionalized. No wonder people in burger joints want high minimum wages.

GTPatriot
GTPatriot
1 year ago

I was in college in the 60’s. Lived in the dorms ( old buildings)., ate 2 meals per day from the cafeteria because I had a meal ticket (thank goodness), had no car, and was in no fraternity. Very
basic. On Sunday the cafeteria was closed so we collected $.50 for a pack of cigarettes. No food.
I borrowed money and paid it all off in 3 years.
My kids attended college with cars. They lived primarily off campus. They borrowed money. Only 1 has paid all off their entire loan.
The problem is that college degrees are worth today much less than they were in the 1970-80’s,
The idea that everyone needs a 4 year degree has created a huge class of educated unemployables.
The best college money is spent on 2 year technical college associate degrees from schools which teach a job-worthy skill.
Over the past 50 years, I will guess ( don’t know) that the number of colleges in the US has tripled as college has become a huge money making industry supported by the Fed Govt. There are many schools which depend on on-line classes. Forget the brick and mortar of a classroom. Just pay
us and take the classes on line.
The very top 4 year colleges today get 50,000 applications for 4000 freshman places because they are worth it. STEM degrees are the only worthwhile programs. Engineering (always # 1), math,
science, finance and business are the only worthwhile efforts. Good parents will burn this idea into
the heads of their 10th grade kids or they will do them an injustice.
Today, its all about what degree you get.
Biden wants the taxpayer to pay for all of those worthless degrees. The poor colleges should be
run out of business. Their tuition should be based strictly on the avg salaries of their graduates within one year of graduation. Nothing else. College is not for “enlightenment”. Its for making a living wage.

GTPatriot
GTPatriot
1 year ago

KIm: Thank you. Triple AMEN

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